Would this property be worth it financially?

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BACKGROUND

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The question was asked after the querent and her husband saw a property that interested them. The property would need quite a bit of work, but had great potential. They had renovated several old properties so were aware of the work involved. They loved unique properties and this one seemed to tick all the boxes. They were drawn to the creative challenge & potential that this property offered them.

There were two building on the property: a small three bedroom circa 1839 cottage, classified by the National Trust, with heritage overlay; and a small double story ‘studio’ that could be converted into a one-bedroom maisonette. The property promised a two-income stream, once works were completed.

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CONSIDERATIONS

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There is no accord between the Lord of the hour, Moon and the ASC or its ruler, Jupiter. This indicates that there maybe an emotional pull regarding the issue in question. Another consideration would be the presence of Saturn in the 1st house warning that there may not be a satisfactory resolution to this question.

This chart is radical as both the querent and her husband’s natal charts have strong connection.

The MC on the querent natal Saturn degree
Mercury on the querent Mars/IC degree
Mercury on the querent Mars/IC degree
The Moon opposes the querent natal Moon and squares her Sun
Mars on her husband’s natal Saturn degree
Mercury on the husband’s natal MC
The ASC on the husband’s natal Mars

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SIGNIFICATORS

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• Querent/husband –Pisces ASC (double bodied sign: querent & her husband, they are one relative to the question); and its ruler Jupiter in Cancer on the 5th cusp, as well as the Virgo Moon in the 6th.
• The Property – Gemini IC and its ruler Mercury in Scorpio in the 9th house conjunct Mars. We could also look at the Moon.
• The querent’s finances – The Aires 2nd house and its ruler Mars in Scorpio.
• Debt/ money owed – Libra 8th house, ruler Venus in Libra and Libra Sun in the 8th house
• Potential profit – Sagittarius MC/10th and Jupiter in Cancer.

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The significators are very descriptive of the situation. Jupiter on the 5th cusp signifies the querent and her husband, which is very indicative of their excitement at the creative potential before them. Jupiter’s partile aspect with the Sun, shows their strong vision of what could be done with place. Jupiter’s exalted state, and Neptune in the 1st is indicative of the illusion they are under regarding the amount of work required to make their vision a reality. The exact square between Jupiter and the Sun, ruler of the 6th, in the 8th; their vision and its cost, in time and money, are at odds.

The overall state of this property is described by the 4th house, its ruler Mercury and the Moon. The double-bodied sign of Gemini on the IC indicating two buildings. Gemini like most Air signs, can describe a hilly or high place; this property is on a hill, the front cottage being on the lower side, the back rising high behind.

Mercury, is peregrine in Scorpio, cadent and just beginning to slow down; the place has been neglected and seen better days. Mercury is conjunct the 9th ruler Mars; this warns of potential legal or bureaucratic issues and delays regarding permits.  The peregrine Moon in Virgo is slow, located in the 6th house and applying with reception to Mercury by sextile. This is indicative of the amount of work required to renovate this property; and how much the property would benefit from it. Supporting this testimony is the placement of Mercury/Mars in the turned 6th from the 4th… indicating that the property is currently unwell:)

Mercury and Mars in Scorpio (stagnate water), and Lord of the 12th, Saturn retrograde in Pisces in the 1st house warns there are likely to be issues with water and drainage. The closeness of the water grand trine between: Mercury/Mars, Jupiter (querent) and Saturn reaffirm that water/moisture may be a problem. As the property is on a hill this is not unexpected. Saturn retrograde shows time being slow, so not only are there problems but they may take far more time to fix.

Their money signified by Mars in Scorpio, shows that at present their finances are fine, but being Mars there is a danger of overspending in regards to this property. The potential for debt is great as Venus the Lord of the 8th is the most dignified and well-placed planet in the chart. Being in the 7th this shows that debt could be their enemy. The Sun, ruler of the 6th in the 8th, indicates that some work needed to be done on this property may currently be invisible, underground and unknown; all of which will be expensive.

Exalted Jupiter rules the 10th house of the potential for profit, would at first seem a positive testimony, but on closer inspection it appears to be an illusion. The MC is conjunct the querent’s natal Saturn and Jupiter is on the contra-antiscia of her natal Sun; and it is also on the husbands DES.

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JUDGEMENT

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The overall judgement is simply that this is not a good investment to make at this time. The property needs more work than may be obvious. While the vision they have for the place is exciting and could result in a great investment, the reality of the work and time required to make it happen is greater than their finances can support. The money commitment far exceeds their ability to fund it. They would need to borrow a lot of money putting them into debt that would put undue stress on them. This stress is also indicated by the fact that the querent’s natal Saturn is on the degree of the MC (potential profit from the property); and her husband’s natal Saturn is at the degree of Mars (their finances).

As a final testimony showing that this property would be an unwise deal for their finances, the ASC of this horary at 17 Pisces, has its antiscia degree at 12 Libra, the degree on the 8th house cusp… the house of debt.